/* Humphrey Mortgage Team — local review. No external fonts, frameworks or assets. */
:root{--paper:#faf8f3;--white:#fff;--ink:#262826;--muted:#60615c;--red:#862b27;--red-dark:#681d1a;--line:#d9d6cc;--sand:#efede5;--sand-dark:#e7e3d9;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:32px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}img{display:block;width:100%;height:auto}a{color:inherit;text-underline-offset:4px}button{font:inherit}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #a34512;outline-offset:5px}p,h1,h2,h3,figure{margin:0}p+p{margin-top:18px}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.09;letter-spacing:-.043em;text-wrap:balance}h1{font-size:clamp(43px,5.05vw,70px)}h2{font-size:clamp(35px,3.35vw,49px)}h3{font-size:20px;font-weight:600;line-height:1.3;letter-spacing:-.02em}em{font-weight:400}h1 em,h2 em{color:var(--red)}.container{width:min(var(--max),calc(100% - 112px));margin-inline:auto}.section{padding-block:108px}.eyebrow{text-transform:uppercase;font-size:11px;font-weight:700;letter-spacing:.17em;line-height:1.55;color:var(--red);margin-bottom:22px}.section-lead{font-size:20px;line-height:1.55;letter-spacing:-.012em}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:10px;left:12px;background:var(--ink);color:white;padding:12px 20px;z-index:99;transform:translateY(-170%)}.skip-link:focus{transform:none}.review-banner{background:var(--sand);font-size:11px;line-height:1.45;letter-spacing:.015em;border-bottom:1px solid var(--line)}.review-banner-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px}.review-banner a{font-weight:700}.status-dot{display:inline-block;height:6px;width:6px;border-radius:50%;background:var(--red);margin-right:7px;vertical-align:middle}.site-header{border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;gap:32px;min-height:116px;justify-content:space-between}.brand{display:flex;flex-direction:column;text-decoration:none;line-height:1.1;flex-shrink:0}.brand-name{font-family:var(--serif);font-size:33px;letter-spacing:.05em}.brand-subline{font-size:8px;letter-spacing:.15em;font-weight:700;margin-top:8px}.brand-subline span{margin-inline:5px;color:#77796f}.logo-note{font-size:9px;color:var(--muted);font-weight:400;letter-spacing:0;margin-top:8px}.primary-nav{display:flex;gap:30px;margin-left:auto;font-size:12px;font-weight:600;line-height:1.4}.primary-nav a{text-decoration:none;padding-block:10px}.primary-nav a:hover{color:var(--red)}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:54px;padding:15px 24px;text-decoration:none;font-size:13px;font-weight:700;line-height:1.45;transition:background .18s ease, color .18s ease;border:1px solid transparent;text-align:center;max-width:100%}.button span{font-size:18px;font-weight:400}.button-primary{background:var(--red);color:white}.button-primary:hover{background:var(--red-dark)}.button-outline{border-color:#b6b6ac;background:transparent}.button-outline:hover{background:var(--sand)}.button-small{font-size:11px;min-height:40px;padding:9px 15px;gap:14px}.hero{display:grid;grid-template-columns:1.12fr 1fr;gap:80px;align-items:center;padding-top:65px;padding-bottom:76px}.hero-copy .eyebrow{display:flex;align-items:center;gap:13px;font-size:10px;margin-bottom:29px}.red-rule{height:1px;width:28px;flex-shrink:0;background:var(--red)}.hero h1{max-width:650px}.hero-description{font-size:16px;line-height:1.8;color:#55584f;max-width:540px;margin-top:26px}.cta-group{display:flex;flex-direction:column;align-items:flex-start;gap:15px;margin-top:29px}.email-link{font-size:12px;line-height:1.5}.preview-note{font-size:10px;color:var(--muted);line-height:1.55;max-width:420px;margin:0!important}.hero-visual{position:relative;padding-right:13px}.hero-image-wrap{height:565px;background:#c9c2b3;overflow:hidden}.hero-image{width:100%;height:100%;object-fit:cover;object-position:50% 50%}.hero-visual figcaption{display:flex;justify-content:space-between;gap:15px;margin-top:20px;font-family:var(--serif);font-size:17px;line-height:1.4}.hero-visual figcaption strong{font-weight:400}.image-context{font-family:var(--sans);font-size:9px;line-height:1.5;color:var(--muted);text-align:right;padding-top:5px}.hero-red-tab{position:absolute;right:0;top:35px;width:27px;height:130px;background:var(--red)}.principle-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.principle-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:81px;font-size:12px;color:#494d43}.principle-inner p{margin:0}.principle-inner>span{color:#b5b2a7}.approach{display:grid;grid-template-columns:.88fr 1.12fr;gap:112px}.section-intro h2{margin-bottom:26px}.section-intro>p:not(.eyebrow){color:var(--muted)}.section-intro .section-lead{color:var(--ink)!important}.clarification{font-size:12px;padding-top:22px;border-top:1px solid var(--line);margin-top:30px!important;line-height:1.7}.approach-steps{list-style:none;padding:0;margin:0}.approach-steps li{display:grid;grid-template-columns:35px 1fr;gap:22px;padding:29px 0;border-bottom:1px solid var(--line)}.approach-steps li:first-child{padding-top:0}.step-number{font-family:var(--serif);font-size:20px;color:var(--red);line-height:1.3}.approach-steps h3{margin-bottom:12px}.approach-steps p{font-size:15px;color:var(--muted);line-height:1.75}.decisions{background:var(--sand)}.section-heading-row{display:flex;justify-content:space-between;align-items:flex-end;gap:70px;margin-bottom:53px}.section-heading-row>p{max-width:340px;font-size:15px;color:var(--muted);line-height:1.75;padding-bottom:4px}.decision-list{display:grid;grid-template-columns:1fr 1fr;column-gap:72px}.decision-list article{display:grid;grid-template-columns:42px 1fr;gap:12px 16px;padding:28px 0 31px;border-top:1px solid #cbc8be}.decision-number{font-size:10px;font-weight:700;letter-spacing:.07em;color:var(--red);padding-top:6px}.decision-list h3{font-size:18px;line-height:1.5}.decision-list p{grid-column:2;font-size:14px;color:var(--muted);line-height:1.75;max-width:440px}.experience{background:#292d2a;color:#f9f7f1}.experience h2 em{color:#d4bba7}.experience .eyebrow,.story-label{color:#d4bba7}.experience .section-heading-row>p{color:#c3c8be}.experience-stories{display:grid;grid-template-columns:1fr 1fr 1fr;gap:0;border-top:1px solid #555b52}.experience-stories article{padding:32px 32px 8px;border-left:1px solid #555b52}.experience-stories article:first-child{padding-left:0;border:0}.experience-stories article:last-child{padding-right:0}.story-label{font-size:10px;text-transform:uppercase;letter-spacing:.13em;margin-bottom:22px}.experience-stories h3{font-family:var(--serif);font-weight:400;font-size:26px;line-height:1.3;letter-spacing:-.025em;margin-bottom:16px}.experience-stories p:not(.story-label){color:#c3c8be;font-size:14px;line-height:1.75}.experience-note{color:#bfc5bb;font-size:11px;line-height:1.6;margin-top:45px;max-width:865px}.annual-review{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:92px}.annual-visual{background:var(--sand);padding:39px 28px 37px;text-align:center;min-width:0}.annual-visual>.eyebrow{font-size:9px;color:var(--muted)}.review-cycle{height:330px;max-width:350px;width:100%;position:relative;margin:20px auto 28px}.review-cycle:before{content:'';position:absolute;width:260px;height:260px;border:1px solid #b8b9ad;border-radius:50%;left:50%;top:50%;transform:translate(-50%,-50%)}.cycle-center{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;flex-direction:column}.cycle-small{font-size:10px;text-transform:uppercase;letter-spacing:.14em;margin-bottom:15px;color:var(--red)}.cycle-center strong{font-family:var(--serif);font-weight:400;font-size:30px;letter-spacing:-.04em;line-height:1.15}.cycle-top,.cycle-left,.cycle-right{position:absolute;font-size:8px;font-weight:700;letter-spacing:.16em;z-index:1;background:var(--sand);padding:9px}.cycle-top{left:50%;top:5px;transform:translateX(-50%)}.cycle-left{left:0;bottom:40px}.cycle-right{right:0;bottom:40px}.cycle-dot{position:absolute;background:var(--red);width:9px;height:9px;border-radius:50%;z-index:2}.dot-one{left:calc(50% - 4px);top:31px}.dot-two{left:calc(50% - 117px);top:225px}.dot-three{right:calc(50% - 117px);top:225px}.annual-visual-note{font-family:var(--serif);font-size:19px;line-height:1.5}.annual-copy h2{margin-bottom:27px}.annual-copy>p:not(.eyebrow){color:var(--muted);font-size:15px;line-height:1.8}.annual-copy>.section-lead{font-size:20px!important;color:var(--ink)!important;line-height:1.55!important}.text-link{font-size:12px;font-weight:700;display:inline-flex;gap:25px;align-items:center;text-underline-offset:5px}.annual-copy .text-link{margin-top:26px}.team-section{background:var(--sand);border-block:1px solid var(--line)}.team-layout{display:grid;grid-template-columns:.75fr 1.25fr;align-items:center;gap:115px}.team-photo{max-width:390px}.team-photo img{aspect-ratio:4/4.85;object-fit:cover;object-position:50% 27%;filter:saturate(.68)}.team-photo figcaption{font-family:var(--serif);font-size:24px;line-height:1.3;padding-top:21px}.team-photo figcaption span{display:block;font-family:var(--sans);font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:7px}.team-copy h2{margin-bottom:28px}.team-copy #team-biography>p:not(.section-lead){color:var(--muted);font-size:15px}.editorial-note{font-size:11px!important;line-height:1.7;border-left:2px solid #b7a99c;padding-left:13px;color:var(--muted);margin-top:24px!important}.editorial-note strong{font-weight:700}.faq-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.faq-intro{align-self:start;position:sticky;top:35px}.faq-intro h2{margin-bottom:25px}.faq-intro>p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:320px}.faq-toggle{border:0;padding:7px 0;background:transparent;text-decoration:underline;cursor:pointer;margin-top:24px;min-height:44px}.faq-list details{border-top:1px solid var(--line)}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:30px;font-size:15px;font-weight:600;line-height:1.55;cursor:pointer;list-style:none;padding:22px 0}.faq-list summary::-webkit-details-marker{display:none}.faq-icon{position:relative;flex:0 0 15px;height:15px}.faq-icon:before,.faq-icon:after{position:absolute;content:'';background:var(--red);top:7px;left:1px;width:13px;height:1px}.faq-icon:after{transform:rotate(90deg)}details[open] .faq-icon:after{transform:rotate(0)}.faq-answer{padding:0 32px 23px 0;font-size:14px;color:var(--muted);line-height:1.8}.faq-answer .source-link{font-size:11px;line-height:1.7;margin-top:13px}.final-invitation{background:var(--red);color:#fff9f3;text-align:center;padding:79px 0 87px}.final-invitation .eyebrow{color:#ead2c9}.final-invitation h2{font-size:clamp(34px,3.8vw,56px)}.final-invitation h2 em{color:#fff9f3}.invitation-inner>p:not(.eyebrow){max-width:560px;font-size:15px;line-height:1.75;margin:26px auto 0;color:#f0ddd5}.final-invitation .cta-group{align-items:center}.button-light{background:var(--paper);color:var(--red)}.button-light:hover{background:var(--sand-dark)}.final-invitation .preview-note{color:#edd7cf;font-size:10px}.site-footer{padding:56px 0 0}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:35px;margin-bottom:37px}.footer-brand .brand-name{font-size:29px}.footer-top>p{font-size:12px;color:var(--muted)}.back-top{font-size:11px;font-weight:700;display:flex;gap:18px;align-items:center}.independence{font-size:11px;color:var(--muted);max-width:900px;line-height:1.75;margin-bottom:25px}.legal-disclosures{font-size:11px;line-height:1.7;color:var(--muted);padding:18px 22px;border:1px dashed #b5b1a3;background:#f2efe6}.legal-title{font-weight:700;text-transform:uppercase;letter-spacing:.07em;font-size:10px;color:var(--red)}.legal-disclosures ul{padding-left:16px;margin:9px 0 0}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:26px;padding-block:24px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}.footer-bottom>div{display:flex;gap:22px}.launch-review{background:#ebe7dc;padding:32px 0;color:#4c4c43;border-top:1px solid var(--line);scroll-margin-top:15px}.review-details>summary{display:flex;align-items:center;justify-content:space-between;cursor:pointer;gap:30px;list-style:none;min-height:62px}.review-details>summary::-webkit-details-marker{display:none}.review-details>summary .eyebrow{display:block;margin-bottom:3px;font-size:9px}.review-details>summary strong{font-family:var(--serif);font-size:24px;font-weight:400;color:var(--ink)}.review-pill{font-size:10px;border:1px solid #b4aa95;border-radius:30px;padding:6px 11px;white-space:nowrap}.review-pill:after{content:' −';padding-left:10px}.review-details:not([open]) .review-pill:after{content:' +';padding-left:10px}.review-content{border-top:1px solid #c9c1ad;margin-top:16px;padding-top:21px;max-width:950px;font-size:12px;line-height:1.75}.review-content ol{padding-left:19px;margin-block:17px}.review-content li{padding-left:5px;margin-block:9px}.review-status{font-weight:700;color:#6e2925}.noscript-note{padding:20px;font-size:12px;background:#eee4ca}.hidden,[hidden]{display:none!important}
@media(min-width:1550px){:root{--max:1320px}.hero{gap:105px}.hero-image-wrap{height:610px}.hero h1{font-size:76px}}
@media(max-width:1100px){.container{width:calc(100% - 64px)}.header-inner{gap:20px}.primary-nav{gap:19px;font-size:11px}.brand-name{font-size:28px}.brand-subline{font-size:7px}.hero{gap:43px;padding-top:48px}.hero-image-wrap{height:530px}.hero-description{font-size:15px}.hero-copy .eyebrow{font-size:9px}.hero-visual figcaption{font-size:15px}.image-context{font-size:8px}.approach{gap:63px}.section{padding-block:84px}.decision-list{column-gap:45px}.annual-review{gap:47px}.team-layout{gap:66px}.faq-section{gap:50px}.section-heading-row{gap:40px}.experience-stories article{padding-inline:25px}.button{gap:17px;padding-inline:19px;font-size:12px}.button-small{font-size:11px;padding-inline:13px}.review-cycle:before{width:230px;height:230px}.dot-one{top:46px}.dot-two{left:calc(50% - 104px);top:218px}.dot-three{right:calc(50% - 104px);top:218px}.cycle-top{top:18px}.cycle-left,.cycle-right{bottom:49px;font-size:7px}.cycle-center strong{font-size:28px}.annual-visual{padding-inline:18px}}
@media(max-width:820px){.container{width:calc(100% - 48px)}.header-inner{min-height:119px;flex-wrap:wrap;padding-block:21px;row-gap:18px;align-items:center}.brand{order:0}.application-link{order:1;margin-left:auto}.primary-nav{order:2;width:100%;justify-content:flex-start;gap:29px;margin:0;font-size:11px}.primary-nav a{padding:0;min-height:27px;display:flex;align-items:center}.hero{gap:30px;grid-template-columns:1.15fr .85fr}.hero h1{font-size:48px}.hero-image-wrap{height:480px}.hero-description{font-size:14px}.hero-copy .eyebrow{font-size:8px;gap:9px;letter-spacing:.12em}.hero-copy .button{font-size:11px;padding-inline:12px;gap:12px}.hero-visual figcaption{display:block}.image-context{display:block;text-align:left;margin-top:9px}.hero-red-tab{width:20px;height:90px}.principle-inner{font-size:10px;min-height:70px;gap:12px}.approach{gap:40px;grid-template-columns:.9fr 1.1fr}.section-lead{font-size:18px}.approach-steps li{gap:14px;grid-template-columns:25px 1fr}.approach-steps h3{font-size:18px}.approach-steps p{font-size:14px}.section-heading-row>p{max-width:260px;font-size:14px}.experience-stories h3{font-size:23px}.experience-stories article{padding-inline:18px}.experience-stories p:not(.story-label){font-size:13px}.annual-review{gap:32px}.annual-visual{padding-inline:10px}.annual-visual>.eyebrow{font-size:8px}.review-cycle{max-width:300px}.review-cycle:before{width:210px;height:210px}.dot-one{top:56px}.dot-two{left:calc(50% - 95px);top:213px}.dot-three{right:calc(50% - 95px);top:213px}.cycle-top{top:30px}.cycle-center strong{font-size:25px}.cycle-left,.cycle-right{font-size:6px;bottom:55px}.annual-visual-note{font-size:17px}.annual-copy>p:not(.eyebrow){font-size:14px}.team-layout{gap:40px;grid-template-columns:.7fr 1fr}.team-copy h2{font-size:36px}.faq-section{gap:35px;grid-template-columns:.7fr 1.15fr}.faq-list summary{font-size:14px;gap:18px}.footer-top{flex-wrap:wrap;gap:22px}.footer-top>p{margin:0}.footer-top .back-top{margin-left:auto}.review-banner-inner{font-size:10px}}
@media(max-width:640px){.container{width:calc(100% - 40px)}.review-banner-inner{font-size:9px;gap:10px;padding-block:9px}.review-banner-inner>a{white-space:nowrap}.review-banner-inner>span{max-width:200px}.header-inner{min-height:120px;column-gap:12px}.brand-name{font-size:27px}.brand-subline{font-size:6.6px;letter-spacing:.12em}.logo-note{font-size:8px}.button-small{font-size:10px;gap:10px;padding-inline:12px;min-height:39px}.primary-nav{gap:28px}.hero{grid-template-columns:1fr;gap:35px;padding-top:37px;padding-bottom:38px}.hero-copy .eyebrow{font-size:9px;margin-bottom:23px;letter-spacing:.14em}.hero h1{font-size:clamp(43px,10.8vw,64px);max-width:500px;line-height:1.07}.hero-description{font-size:15px;line-height:1.75;margin-top:22px;max-width:490px}.cta-group{margin-top:24px;gap:14px}.hero-copy .button,.button{font-size:12px;padding:15px 19px;gap:22px}.button-small{padding:9px 12px;font-size:10px;gap:10px}.preview-note{font-size:9px}.hero-visual{padding-right:10px;max-width:550px}.hero-image-wrap{height:410px}.hero-visual figcaption{display:flex;gap:15px;font-size:15px;margin-top:15px}.image-context{font-size:8px;text-align:right;margin:0}.hero-red-tab{height:115px;width:22px;top:25px}.principle-inner{justify-content:flex-start;gap:15px;overflow:hidden;min-height:65px;font-size:10px}.principle-inner p:last-child,.principle-inner>span:nth-last-child(2){display:none}.section{padding-block:62px}h2{font-size:38px}.eyebrow{font-size:10px;margin-bottom:18px}.approach{grid-template-columns:1fr;gap:32px}.section-intro h2{max-width:450px;margin-bottom:23px}.section-intro>p{font-size:15px}.section-intro>.section-lead{font-size:18px}.clarification{font-size:11px!important;padding-top:18px;margin-top:24px!important;max-width:520px}.approach-steps li{padding-block:24px;grid-template-columns:30px 1fr;gap:15px}.approach-steps li:first-child{padding-top:24px;border-top:1px solid var(--line)}.approach-steps h3{font-size:18px;margin-bottom:9px}.approach-steps p{font-size:14px}.section-heading-row{display:block;margin-bottom:30px}.section-heading-row>p{max-width:480px;font-size:14px;margin-top:22px}.decision-list{grid-template-columns:1fr}.decision-list article{padding-block:24px;grid-template-columns:33px 1fr;gap:9px 13px}.decision-list h3{font-size:17px}.decision-list p{font-size:14px;max-width:480px}.experience-stories{grid-template-columns:1fr}.experience-stories article,.experience-stories article:first-child,.experience-stories article:last-child{padding:26px 0;border-left:0;border-top:1px solid #555b52;display:grid;grid-template-columns:.48fr 1fr;column-gap:20px}.experience-stories article:first-child{border-top:0}.story-label{font-size:9px;line-height:1.7;margin:2px 0 0;max-width:105px}.experience-stories h3{font-size:25px;line-height:1.25;margin-bottom:14px}.experience-stories p:not(.story-label){grid-column:2;font-size:13px}.experience-note{font-size:10px;margin-top:14px}.annual-review{grid-template-columns:1fr;gap:37px}.annual-visual{padding:27px 24px 30px;order:1;max-width:520px;width:100%}.annual-copy{order:0}.annual-copy>p:not(.eyebrow){font-size:15px}.annual-copy>.section-lead{font-size:18px!important}.annual-copy h2{margin-bottom:24px}.annual-visual>.eyebrow{font-size:9px}.review-cycle{height:310px;max-width:350px;margin-block:5px 10px}.review-cycle:before{width:235px;height:235px}.cycle-center strong{font-size:30px}.cycle-top{top:8px;font-size:8px}.cycle-left,.cycle-right{font-size:7px;bottom:33px}.dot-one{top:33px}.dot-two{left:calc(50% - 106px);top:209px}.dot-three{right:calc(50% - 106px);top:209px}.annual-visual-note{font-size:19px}.team-layout{display:flex;flex-direction:column;align-items:stretch;gap:32px}.team-photo{max-width:340px;width:100%}.team-photo img{aspect-ratio:4/4.7}.team-photo figcaption{font-size:24px;padding-top:17px}.team-copy h2{font-size:38px;margin-bottom:24px}.team-copy .section-lead{font-size:18px}.team-copy #team-biography>p:not(.section-lead){font-size:14px}.editorial-note{font-size:10px!important}.faq-section{grid-template-columns:1fr;gap:24px}.faq-intro{position:static}.faq-intro h2{margin-bottom:22px}.faq-intro>p:not(.eyebrow){max-width:480px;font-size:14px}.faq-toggle{margin-top:12px;font-size:11px}.faq-list summary{font-size:14px;padding-block:21px;gap:21px}.faq-answer{font-size:13px;padding-right:24px;line-height:1.8}.faq-answer .source-link{font-size:10px}.final-invitation{padding-block:56px 61px}.final-invitation h2{font-size:37px}.final-invitation h2 br{display:none}.invitation-inner>p:not(.eyebrow){font-size:14px;margin-top:22px}.site-footer{padding-top:36px}.footer-top{display:grid;grid-template-columns:1fr auto;gap:24px;margin-bottom:25px}.footer-top .footer-brand{grid-column:1 / -1}.footer-top>p{font-size:11px}.footer-top .back-top{font-size:10px;gap:10px}.independence{font-size:10px}.legal-disclosures{padding:17px 16px;font-size:10px}.legal-title{font-size:9px}.footer-bottom{flex-direction:column;align-items:flex-start;gap:13px;font-size:9px;padding-block:20px}.footer-bottom>div{flex-wrap:wrap;gap:20px}.launch-review{padding-block:23px}.review-details>summary strong{font-size:22px}.review-pill{font-size:9px}.review-content{font-size:11px}.review-details>summary .eyebrow{font-size:8px}}
@media(max-width:370px){.container{width:calc(100% - 32px)}.brand-name{font-size:23px}.brand-subline{font-size:5.8px}.logo-note{font-size:7px}.hero h1{font-size:42px}.hero-copy .eyebrow{font-size:8px}.hero-image-wrap{height:355px}.hero .button,.team-copy .button,.final-invitation .button{font-size:11px;gap:12px;padding-inline:13px}.hero-visual figcaption{font-size:13px}.image-context{font-size:7px}.review-banner-inner{font-size:8px}.principle-inner{font-size:9px;gap:11px}.primary-nav{font-size:10px}.cycle-left,.cycle-right{font-size:6px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{body{font-size:11pt;background:white}.review-banner,.primary-nav,.cta-group,.button,.back-top,.faq-toggle,.launch-review,.hero-red-tab{display:none!important}.container{width:100%}.site-header{padding-bottom:12px}.header-inner{min-height:60px}.section{padding-block:32px}.hero{gap:30px;padding-block:32px}.hero h1{font-size:36pt}.hero-image-wrap{height:360px}.hero-description{font-size:10pt}.experience,.final-invitation{background:#eee;color:#111;padding-block:30px}.experience p,.experience h2 em,.experience .eyebrow,.experience .story-label,.final-invitation p,.final-invitation h2 em{color:#333!important}.section-heading-row{margin-bottom:25px}.experience-stories article{padding-inline:15px}.annual-review,.approach,.team-layout,.faq-section{gap:32px}h2,.team-copy h2,.final-invitation h2{font-size:28pt}.faq-intro{position:static}.faq-section{display:block}.faq-list{margin-top:20px}.faq-list details{break-inside:avoid}.faq-list details>div{display:block!important}.faq-list summary{padding-block:12px}.faq-icon{display:none}.footer-bottom{font-size:8pt}.hero,.team-layout,.annual-review{break-inside:avoid}.legal-disclosures{border-style:solid}}

/* Three-page expansion: supplied branding, accessible journey and team. */
.header-inner{min-height:140px;gap:28px}.team-logo{width:230px;height:auto;max-width:100%;object-fit:contain}.brand-license{margin-top:10px;font-size:10px;letter-spacing:.035em;line-height:1.5;color:var(--muted)}.primary-nav{gap:24px;flex-wrap:wrap}.primary-nav a[aria-current="page"]{color:var(--red);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:7px}.neo-logo-black{width:143px;height:auto;object-fit:contain;margin-bottom:29px}.neo-logo-white{width:160px;height:auto;object-fit:contain}.hero-copy .neo-logo-black{width:134px;margin-bottom:24px}.process-page-link{margin-top:20px}.team-page-link{margin-top:13px}.profile-license{font-size:12px;color:var(--muted);margin-top:18px}.page-hero{display:grid;grid-template-columns:1.45fr .55fr;gap:90px;padding-block:65px 78px;align-items:center}.page-hero h1{font-size:clamp(43px,5.2vw,72px);max-width:840px}.page-hero .section-lead{color:var(--muted);font-size:18px;margin-top:28px;max-width:660px}.process-hero-note{border-left:1px solid var(--line);padding:28px 0 28px 42px}.process-hero-note .eyebrow{font-size:9px;margin-top:35px;margin-bottom:16px}.process-hero-note>p:not(.eyebrow){font-family:var(--serif);font-size:27px;letter-spacing:-.02em;line-height:1.35}.process-hero-note .text-link{margin-top:24px}.journey-section{background:var(--sand);border-block:1px solid var(--line);padding-block:75px 86px}.journey-section .section-heading-row{margin-bottom:34px}.journey-section .section-heading-row>p{font-size:13px}.journey-map{border:1px solid #c9cabc;background:#f5f3e9}.map-heading{display:flex;justify-content:space-between;gap:20px;padding:24px 28px 0}.map-heading .eyebrow{margin:0;font-size:9px}.road-illustration{display:block;width:100%;height:auto;overflow:visible}.road-stop circle{fill:#faf8f3;stroke:#f5f3e9;stroke-width:4}.road-stop text{font-family:var(--sans);font-size:14px;font-weight:700;text-anchor:middle;fill:#454f46}.road-stop.is-active circle{fill:var(--red);stroke:#faf8f3}.road-stop.is-active text{fill:white}.journey-controls{display:flex;justify-content:space-between;align-items:center;gap:20px;border-top:1px solid #d8d8ca;padding:19px 26px}.journey-controls>p{font-size:13px;font-weight:600;line-height:1.5}.journey-control-buttons{display:flex;gap:8px}.journey-control-buttons button{border:1px solid #b8b9ab;background:#faf8f3;color:var(--ink);min-width:44px;min-height:44px;padding:8px 13px;font-size:13px;cursor:pointer}.journey-control-buttons button:last-child{font-size:11px}.journey-control-buttons button:hover:not(:disabled){background:var(--red);border-color:var(--red);color:white}.journey-control-buttons button:disabled{opacity:.4;cursor:default}.journey-steps{list-style:none;padding:0;margin:35px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:20px}.journey-step{background:var(--paper);border:1px solid var(--line);padding:28px 30px;scroll-margin-top:25px;transition:border-color .2s,box-shadow .2s}.journey-step.is-active{border-color:var(--red);box-shadow:inset 4px 0 0 var(--red)}.journey-step:last-child{grid-column:1/-1}.journey-step:last-child>p{max-width:875px}.journey-step-top{display:flex;align-items:flex-start;gap:16px;margin-bottom:24px}.journey-number{font-family:var(--serif);font-size:26px;color:var(--red);line-height:1.4}.journey-step-button{font:inherit;display:flex;align-items:center;justify-content:space-between;gap:20px;width:100%;background:transparent;border:0;text-align:left;color:var(--ink);padding:7px 0;min-height:44px;font-size:15px;font-weight:700;cursor:pointer;line-height:1.5}.journey-step-button>span:last-child{color:var(--red);font-size:20px;font-weight:400}.journey-step-button:disabled{cursor:default;color:var(--ink)}.journey-step-button:disabled>span:last-child{visibility:hidden}.journey-step h3{font-family:var(--serif);font-weight:400;font-size:26px;letter-spacing:-.025em;margin-bottom:15px}.journey-step>p{font-size:14px;line-height:1.8;color:var(--muted)}.journey-step .step-takeaway{font-size:12px;color:#444c43;border-top:1px solid var(--line);padding-top:16px;margin-top:20px}.journey-step .text-link{margin-top:19px}.journey-note{max-width:940px;font-size:12px;color:var(--muted);line-height:1.8;margin-top:29px}.team-page-hero{grid-template-columns:1.6fr .4fr}.team-page-hero .neo-logo-black{width:190px;justify-self:end;margin:0}.people-section{padding-block:70px 85px;background:var(--sand);border-block:1px solid var(--line)}.team-featured{display:grid;grid-template-columns:320px 1fr;gap:65px;align-items:center;padding-bottom:53px;border-bottom:1px solid var(--line)}.team-featured img{width:100%;aspect-ratio:1;object-fit:cover}.team-featured .eyebrow{font-size:10px;margin-bottom:17px}.team-featured h2{font-size:47px}.team-featured .person-role{font-size:16px;margin-top:12px}.team-featured .person-license{font-size:12px;margin-top:10px;color:var(--muted)}.team-featured .team-introduction{font-size:16px;max-width:640px;margin-top:24px;color:var(--muted);line-height:1.8}.team-featured .text-link{margin-top:23px}.people-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:44px}.person-card{min-width:0}.person-photo{width:min(100%,210px);height:auto;aspect-ratio:1;object-fit:cover;background:#e0dfd6}.person-card h3{font-family:var(--serif);font-size:27px;font-weight:400;margin-top:21px;line-height:1.2}.person-card .person-role{font-size:12px;margin-top:10px;color:var(--muted)}.team-process-bridge{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.team-process-bridge>div>p:not(.eyebrow){color:var(--muted);font-size:16px;margin-bottom:22px}.team-source-note{font-size:11px;color:var(--muted);margin-top:36px}.site-footer{padding:0}.footer-identity{background:#292d2a;color:#f9f7f1;padding-top:45px}.footer-top{margin-bottom:30px;gap:30px;flex-wrap:wrap}.footer-top>p{color:#c3c8be}.footer-brand-wordmark{font-family:var(--serif);font-size:25px;line-height:1.25;letter-spacing:.05em;text-decoration:none}.footer-brand-wordmark span{display:block;font-family:var(--sans);font-size:8px;font-weight:700;letter-spacing:.17em;margin-top:8px}.footer-identity .independence{color:#c3c8be;font-size:12px}.footer-bottom{font-size:11px;border-color:#555b52;color:#c3c8be;margin-top:22px}.legal-disclosures{font-size:12px;line-height:1.8;color:#60615c;border:0;background:transparent;padding:35px 0 43px;overflow-wrap:anywhere}.legal-disclosures p+p{margin-top:18px}.legal-disclosures a{color:#484b45;text-decoration-thickness:1px}.legal-disclosures a:hover{color:var(--red)}
@media(max-width:1100px){.header-inner{gap:22px}.team-logo{width:205px}.primary-nav{gap:17px;font-size:11px}.page-hero{gap:50px}.process-hero-note{padding-left:28px}.people-grid{gap:25px}.person-card h3{font-size:25px}.team-featured{grid-template-columns:290px 1fr;gap:45px}.team-process-bridge{gap:50px}}
@media(max-width:820px){.header-inner{min-height:160px;padding-block:20px;row-gap:20px}.team-logo{width:210px}.brand-license{font-size:9px}.primary-nav{justify-content:space-between;gap:12px}.primary-nav a{min-height:35px}.page-hero{grid-template-columns:1fr;padding-block:48px 56px;gap:34px}.process-hero-note{display:none}.page-hero h1{font-size:58px}.page-hero .section-lead{font-size:17px}.team-page-hero .neo-logo-black{justify-self:start;width:140px}.journey-section{padding-block:56px 65px}.journey-controls{padding:17px 20px}.journey-step{padding:24px}.journey-step-button{font-size:14px}.journey-step h3{font-size:24px}.team-featured{grid-template-columns:240px 1fr;gap:35px}.team-featured h2{font-size:39px}.team-featured .person-role{font-size:14px}.team-featured .team-introduction{font-size:14px}.people-grid{grid-template-columns:1fr 1fr;gap:35px}.team-process-bridge{gap:35px}.footer-top{gap:28px}.footer-top .neo-logo-white{width:145px}.footer-top>p{margin:0}.footer-top .back-top{margin-left:0}}
@media(max-width:640px){.header-inner{min-height:159px;gap:16px 10px}.team-logo{width:188px}.brand-license{font-size:8px;margin-top:7px}.primary-nav{font-size:11px;gap:10px;flex-wrap:nowrap}.primary-nav a{min-height:35px}.page-hero{padding-block:36px 43px;gap:25px}.page-hero h1{font-size:clamp(42px,10vw,58px)}.page-hero .section-lead{font-size:16px;margin-top:23px}.page-hero .eyebrow{font-size:9px}.hero-copy .neo-logo-black{width:118px}.journey-section{padding-block:45px 50px}.journey-section .section-heading-row>p{font-size:13px;margin-top:20px}.map-heading{padding:18px 15px 4px}.map-heading .eyebrow{font-size:8px;letter-spacing:.12em}.journey-controls{display:block;padding:13px 15px 16px}.journey-controls>p{font-size:12px;min-height:36px}.journey-control-buttons{margin-top:11px}.journey-steps{grid-template-columns:1fr;gap:14px;margin-top:23px}.journey-step{padding:22px}.journey-step-top{margin-bottom:17px;gap:14px}.journey-step-button{font-size:14px}.journey-step h3{font-size:24px}.journey-step>p{font-size:14px}.journey-note{font-size:11px;margin-top:23px}.people-section{padding-block:38px 49px}.team-featured{grid-template-columns:1fr;gap:25px;padding-bottom:35px}.team-featured img{max-width:300px}.team-featured h2{font-size:39px}.team-featured .team-introduction{font-size:15px;margin-top:20px}.people-grid{gap:30px 20px;margin-top:32px}.person-card h3{font-size:24px}.person-card .person-role{font-size:12px}.team-source-note{font-size:11px;line-height:1.7}.team-process-bridge{grid-template-columns:1fr;gap:24px}.team-process-bridge>div>p:not(.eyebrow){font-size:15px}.footer-identity{padding-top:32px}.footer-top{display:grid;grid-template-columns:1fr 1fr;gap:27px 20px}.footer-brand-wordmark{font-size:22px}.footer-top .neo-logo-white{width:137px;justify-self:end}.footer-top>p{grid-column:1/-1;font-size:12px}.footer-top .back-top{grid-column:1/-1;justify-self:start;font-size:11px}.footer-identity .independence{font-size:11px}.footer-bottom{font-size:11px;gap:17px}.legal-disclosures{font-size:12px;padding-block:27px 34px}.footer-bottom>div{gap:20px}}
@media(max-width:370px){.team-logo{width:171px}.primary-nav{font-size:10px;gap:9px}.brand-license{font-size:7.8px}.application-link{padding-inline:10px;font-size:9px;gap:5px}.people-grid{grid-template-columns:1fr 1fr;gap:28px 18px}.person-card h3{font-size:22px}.footer-top .neo-logo-white{width:115px}.footer-brand-wordmark{font-size:20px}}
@media(prefers-reduced-motion:reduce){.journey-step{transition:none}}
@media print{.page-hero{padding-block:25px;gap:25px}.page-hero h1{font-size:34pt}.journey-section,.people-section{padding-block:28px;background:white}.journey-controls{display:none}.journey-step{break-inside:avoid;box-shadow:none!important}.journey-step-button{color:#111}.journey-step>p,.journey-note{font-size:10pt}.people-grid{grid-template-columns:repeat(4,1fr)}.person-card h3{font-size:17pt}.team-featured{grid-template-columns:200px 1fr;gap:30px}.footer-identity{background:white;color:#111}.footer-identity p,.footer-identity a{color:#333}.neo-logo-white{display:none}.legal-disclosures{font-size:8pt;line-height:1.5}.team-logo{width:200px}}

/* Combined supplied black marks, arranged to match the owner's color reference. */
.site-header .header-inner{min-height:150px;padding-block:22px;gap:28px}
.site-header .brand{width:420px;max-width:100%;min-width:0}
.brand-lockup{display:grid;grid-template-columns:minmax(0,1fr) 1px minmax(0,1fr);align-items:center;gap:20px;width:100%}
.brand-lockup .brand-neo-logo,.brand-lockup .team-logo{width:100%;height:auto;max-width:100%;object-fit:contain}
.brand-divider{align-self:stretch;background:#868780}
.site-header .brand-license{margin-top:11px;font-size:10px;line-height:1.5;text-align:center}
.site-header .primary-nav{flex-wrap:nowrap;white-space:nowrap}
.site-header .primary-nav a{min-height:44px;display:flex;align-items:center}
.site-header .application-link{flex-shrink:0;min-height:44px;white-space:nowrap}
@media(max-width:1000px){
  .site-header .header-inner{flex-wrap:wrap;gap:16px 24px;padding-block:22px 14px}
  .site-header .brand{order:0}
  .site-header .application-link{order:1;margin-left:auto}
  .site-header .primary-nav{order:2;width:100%;margin:0;justify-content:space-between;gap:20px}
}
@media(max-width:600px){
  .site-header .header-inner{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px 20px;padding-block:23px 15px}
  .site-header .brand{grid-column:1/-1;justify-self:center}
  .brand-lockup{gap:16px}
  .site-header .brand-license{font-size:9px;margin-top:11px}
  .site-header .primary-nav{order:1;grid-column:1;display:grid;grid-template-columns:repeat(2,max-content);justify-content:start;gap:0 22px;font-size:11px}
  .site-header .primary-nav a{min-height:40px;padding:0}
  .site-header .application-link{order:2;grid-column:2;margin:0;padding:10px 12px;font-size:11px;gap:10px;justify-self:end}
}
@media(max-width:370px){
  .site-header .header-inner{column-gap:14px}
  .brand-lockup{gap:13px}
  .site-header .primary-nav{column-gap:17px}
  .site-header .application-link{padding-inline:10px;gap:8px}
}
@media print{
  .site-header .header-inner{min-height:0;padding-block:12px;display:flex}
  .site-header .brand{width:370px}
}

/* The numbered route remains visible beneath native, touch-sized controls. */
.road-scene{position:relative}
.road-scene .road-illustration{pointer-events:none}
.road-stop-controls{position:absolute;inset:0;pointer-events:none}
.road-stop-button{position:absolute;transform:translate(-50%,-50%);width:max(44px,4.5%);height:max(44px,13.3%);min-width:44px;min-height:44px;padding:0;border:0;border-radius:50%;background:transparent;pointer-events:auto;cursor:pointer;touch-action:manipulation}
.road-stop-button:disabled{cursor:default}
.road-stop-button:focus-visible{outline:3px solid var(--red);outline-offset:3px;background:rgba(255,255,255,.12)}
@media print{.road-stop-controls{display:none}}

/* Protected general-question contact form. */
.contact-form{min-width:0;background:#fff;border:1px solid #d6d9cf;padding:32px;color:#262826}
.contact-form h2{font-size:32px;line-height:1.2;margin:0 0 20px}
.contact-form fieldset{min-width:0;border:0;padding:0;margin:24px 0}
.contact-form legend{font-size:14px;font-weight:700;margin-bottom:18px}
.contact-form .form-field{margin:0 0 20px}
.contact-form .form-field label{display:block;font-size:14px;font-weight:600;margin-bottom:8px}
.contact-form .form-field input,.contact-form textarea{display:block;width:100%;min-height:48px;border:1px solid #858c81;border-radius:3px;padding:12px;font:inherit;font-size:16px;line-height:1.5;background:#fff;color:#262826}
.contact-form textarea{resize:vertical;min-height:140px}
.contact-form .hint,.contact-form .processing-notice{font-size:13px;line-height:1.65;margin-top:10px;color:#51564e}
.contact-form .processing-notice a{color:inherit;text-decoration:underline;text-underline-offset:3px}
.contact-availability{font-size:14px;line-height:1.65;padding:16px;background:#f1f2ec;border-left:3px solid #65765c}
.contact-form .contact-consent{display:flex;align-items:flex-start;gap:12px;font-size:13px;line-height:1.65;margin-top:22px;cursor:pointer}
.contact-form .contact-consent input{flex:0 0 20px;width:20px;height:20px;min-height:20px;margin:3px 0 0;accent-color:#173d3b}
.contact-form .contact-honeypot{display:none!important}
.contact-form .contact-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:24px}
.contact-form .button{min-height:48px;font:inherit;font-size:14px;padding:13px 20px;cursor:pointer}
.contact-form .contact-secondary{color:#343e34;background:transparent;border:1px solid #7a8573}
.contact-form button:disabled{opacity:.55;cursor:not-allowed}
.contact-form [hidden]{display:none!important}
.contact-form [aria-invalid=true]{border-color:#9c2727;outline:1px solid #9c2727}
.contact-form .form-status{font-size:14px;line-height:1.65;min-height:24px;margin-top:20px;color:#274a2e;overflow-wrap:anywhere}
.contact-form .form-status.error{color:#8c2828}
.contact-form :focus-visible{outline:3px solid #527245;outline-offset:4px}
.contact-form #turnstile-widget{min-height:0;margin-top:20px;max-width:100%}
.contact-form #retry-verification{margin-top:12px}
@media(max-width:640px){.contact-form{padding:23px 18px}.contact-form h2{font-size:29px}.contact-form .contact-actions{align-items:stretch}.contact-form .contact-actions .button{flex:1 1 140px}}
@media print{.contact-form{display:none!important}}

.contact-layout{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:70px;padding-bottom:80px;align-items:start}.contact-context h2{font-size:39px;margin-bottom:26px}.contact-context>p:not(.eyebrow){font-size:16px;line-height:1.8;color:var(--muted);margin-bottom:22px}.contact-context .text-link{margin-block:10px 22px}.contact-context .contact-context-note{font-size:13px!important}.contact-page-hero .neo-logo-black{justify-self:end;width:170px}.primary-nav{gap:18px}@media(max-width:820px){.contact-layout{grid-template-columns:1fr;gap:32px}.contact-context{max-width:650px}.contact-page-hero .neo-logo-black{display:none}}@media(max-width:640px){.primary-nav{flex-wrap:wrap;justify-content:flex-start;gap:4px 18px}.primary-nav a{min-height:40px}.contact-layout{padding-bottom:45px}.contact-context h2{font-size:32px}}
